Asset Policy

This is a combined policy designed to cover businesses with high value insurable assets. It covers physical loss or damage to all tangible assets owned, leased, held in trust, or on commission, or for which you are legally responsible, excluding property more specifically insured such as motor vehicles, for loss or damage arising from fire, lightning, explosion, earthquake, non-political riot, strike and malicious damage, storm, hail, burst pipes, aircraft and aerial devices dropped therefrom. 

The policy also provides cover for theft following forcible and violent entry or hold up, loss of money on the premises or in transit (including at the business premises during business hours, in a locked safe or strongroom when closed, and in transit to and from the bank), accidental damage and breakage of plate glass (including windows, shelves, glass in office furniture, and frames and lettering damaged at the same time as the glass), loss or damage to goods in transit in Zimbabwe with cover limited to fire, collision and overturning of the carrying vehicle or on an all risks basis which is the widest option of cover as perils are not limited, as well as business interruption.