Agriculture Insurance

Protecting your wealth!

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Although agriculture is central to economic development, it is highly susceptible to diverse forms of risk. Our agricultural insurance solutions are designed to protect your crops, livestock and assets from financial losses due to weather events, pests, diseases and other perils.

Features

All covers on loss or damage are as a result of an insured peril (cause)
  • Crops cover will include – All cereals, horticulture crops, legumes and all plantation crops.
  • Livestock cover will include -Poultry, beef and dairy, sheep, goats and game etc
  • Farm building, plant and equipment cover will include – Farm Buildings, irrigation infrastructure, tractors, combine harvesters, and all other farm equipment.
All insured risks will be guided as per the policy terms.
For all the covers fraud is excluded and is punishable by law .

Farm buildings, plant and equipment cover

A comprehensive insurance policy which covers farm buildings and farm equipment /implements inclusive of water pumps, tractors, combine harvesters, planters, irrigation equipment and all other farm equipment. These are covered against fire, lightning, accidental damage, theft and unforeseen breakdown of machinery.

Crop Insurance

This policy will cover losses for all field, horticultural and plantation crops as a result of uncontrollable pests and diseases, wind and hailstorm damage, flooding, frost, fire and lightning, theft, malicious damage, explosion, windstorm and loss or damage incurred during transportation of harvested crop to the market.

Livestock Insurance

We provide cover for all domestic animals and game in the event of accidental death or injury due to fire, lightning, diseases, accidents, snake bites and theft and other perils stated in the policy.

What you need to apply

Crop Cover
  1. Fully completed and signed crop proposal form.
  2. On Farm-valuations also needed apart from fully completed proposal forms
  3. Farm records a prerequisite.
Livestock Cover
  1. Fully completed and signed livestock proposal form.
  2. On Farm-valuations also needed apart from fully completed proposal form.
  3. Livestock records prerequisite.
Farm buildings, plant and equipment cover
  1. Fully completed and signed proposal form.
  2. On Farm valuations also needed apart from fully completed proposal form.
  3. Records of maintenance and service schedules a prerequisite.