Home Insurance
Is Your Home ready for the unexpected?
Houseowners (Building)
It is important to protect your valuable assets your most valuable investment from potential risks. The Homeowners or Buildings section covers buildings of the home including outbuildings, walls, fences, gates, boreholes, swimming pools, tennis and basketball courts, gazebos, fixtures and fittings against perils of fire , lightning , wind , hail , flood ,storm , impact by vehicles or animals , malicious damage , theft of fixtures and fittings , breakage of fixed glass ,wind, hail, flood, accidental damage of water pipes, accidental breakage of windows and more.
Householders (Contents)
This cover can be taken together with or separate from the houseowners policy stated above . It is designed to cover moveable contents of the home whilst in the home or temporarily away at a place of repair against the perils of theft , fire , lightning , storm,impact by aircraft or aerial devices or articles dropped therefrom , or by road vehicles, trains , animals , trees or by the collapse of television or radio aerials or masts ,explosion of domestic gas , accidental damage to television sets , theft of laundry from washing line and more .
All Risks
This covers items normally worn or carried on the person and is on an all risk basis with premium being charged per individual item. These would include items such as cell phones, binoculars, personal laptops, jewellery, tablets and more. It provides insurance against your valuables items should they be lost, damaged or stolen. Insurance cover is not limited in terms of territory of application but rather applies worldwide.